It’s really tough to have your long-term disability claim dismissed. Especially if you already have a serious health issue that means you can’t work. People in Milton struggle to lose their income when they need it most, we’ve seen it at Longo Lawyers. A lot of our clients come to us feeling angry, confused and terrified about how they will pay their bills and take care of their family when they can’t work.
Long-term disability benefits are supposed to replace the income you lose when you can’t work due to an injury or illness. Most people get this through their employers but some people buy their own plans. Most of the time these benefits cover 60 to 70% of your pay and are meant to last until you can go back to work, or until you reach a certain age, or for the rest of your life. Cyclist and Pedestrian Accidents often involve serious injuries, making accountability and fair compensation essential.
We pay for this stuff. So have. You should know what to do if your claim is dismissed or your benefits are cut off. It’s hard to fight an insurance company on your own especially if you’re sick. We help people at Longo Lawyers understand their policy rights and how to fight unfair denials. To find out what benefits you can get and how to get them we first review your policy.
You need a lot of medical evidence to create a strong case. Your doctors are key to keeping track of your health, symptoms, limitations on what you can do and your future health. We help our clients make sure their doctors and nurses know what information the insurance company needs and how to give it to them in the best way. We also talk to doctors who are experts in your condition from time to time to get their thoughts on how it affects your ability to do things.
It’s really important to know when to do anything. After you get a denial letter you have a certain amount of time to appeal it or take legal action. If you miss those dates in Milton or anywhere else in Ontario it may be harder for you to get your benefits. That’s why you should see a lawyer who knows a lot about disability claims as soon as your claim is dismissed.
A lot of people don’t want to hire a lawyer because they are scared of how much it will cost especially if they have lost their job. We work on long-term disability claims on a “contingency fee” basis which means you don’t have to pay us anything until we win you money. You don’t have to pay any costs upfront to file your claim because we only take a percentage of what we get back. Dog Bites claims help victims recover damages for medical treatment, scarring, and emotional distress.
The process of filing a disability claim is different. You can resolve some issues by talking to the insurance company but others need to go to court. Some of the cases we worked on were settled before a lawsuit was filed and others went to court. We keep our clients informed and involved by telling them what’s going on and what to expect at each stage of the process. Every long-term disability is different since it involves different medical conditions, policy rules and reasons for denial. The most important thing is to prove that your condition prevents you from working as your policy says it should. This could be because of a physical injury, a long-term illness or a mental health issue. At Longo Lawyers we know how to build these cases and fight for those whose insurance companies have denied them.
If your long-term disability claim in Milton has been denied or cut off you have rights and options. You don’t have to agree with what the insurance company says. We can help you get the benefits you paid for and earned during this tough time in your life.